Payments Hub gives you the Power of One multi-functional platform for all of your payment processing needs

Access leading payment schemes

We give you 24/7/365 real-time access to leading payment schemes with “near direct” performance made possible via Santander’s direct participation in key European and the UK clearing and central bank settlement systems.

Make uncapped, domestic & cross border payments across the 36 countries in the SEPA region.

Send instant credit transfers of up to €100k to reachable recipients across the SEPA region

Make uncapped, high-value payments within Europe, including payments originating outside the EEA.

Make instant payments of up to £250k, including payments originating outside of the UK.

Bacs Credit Transfers and Direct Debits for non time-critical disbursements & reliable collections

Unlimited-value payments with same day settlement when sent during UK business hours.

Powerful features. Powerful payments.

A single futureproof API with full developer support

Our developer friendly ISO 20022 compliant API takes care of any scheme changes so you don’t have to. A sandbox environment and full developer site and support take the complexity out of integration and testing

Tracking & notification keeps you in control

End to end tracking and instant notifications provide 100% visibility on the status of every payment bringing certainty to you and your customers

Advanced features to maximise payment acceptance

Intelligent routing for every payment, optimized for speed, cost and acceptance preferences. Simulate the payment before sending to reduce failures. Repair & retry failed transactions from our Payment Hospital.

Bank-grade security, compliance and infrastructure

As part of the Santander Group, Payments Hub has bank-grade security, data encryption, and infrastructure. We are supervised by Financial Authorities in the EU and the UK and fully complaint with all payment scheme regulations

One efficient, supportive partner

Move Fast

Payments Hub has a rapid, lean onboarding process, so you can get to market fast.

Be Supported

Get expert developer support, 24/7/365 operational support and one dedicated account team to help you grow your business.

Run lean

Our future-proof API adapts to scheme changes, and Tier 1 bank level risk processes and operations are built-in - all taken care of so you don't have to.

Launch and scale

One global contract and one API lets you launch new products and to new markets quickly and easily