Transform your real-time payments with the Power of One

Payments Hub combines fintech agility with global bank assurance to empower banks, fintechs and businesses to strengthen and scale their payments processing

Account to account payments streamlined

The simplicity of one payments platform

Get a faster, easier payments experience with Payments Hub’s unified, cloud-based solution—making real-time account-to-account payments across leading schemes in multiple markets

Accessible through one simple API

Our powerful ISO 20022 compliant API will rapidly integrate with your business-critical applications

Real-time scheme access with one connection

Immediate, rather than batch-based, transaction processing across schemes—including SEPA, SWIFT, UK Faster Payments, Bacs & CHAPS— via a single connection

Proven reliability & scalability

Built to handle billions of transactions a year, and already used by Santander, the platform has 99.95% availability with 24/7/365 support

By a FinTech.
From a bank.

Payments Hub is the real-time payments solution brought to you by PagoNxt, one of the world’s largest private fintech companies, backed by Santander

The agility of a born-digital fintech

Built in the cloud by a dedicated development team, Payments Hub offers the flexibility, responsiveness and innovation expected of a leading fintech 

The experience & scale of a global bank

Payments Hub provides the certainty, security and expertise of being backed by Santander, one of the world’s largest banks

Boost your payment capabilities.
Transform your business.

Use payments to power growth

Whether you’re an early-stage fintech or an established payments business, Payments Hub solutions provide you the confidence and certainty to scale and diversify globally

Optimise your customer delivery

We deliver all your payment processing needs so you can give your customers the fast, reliable experience they expect

Make our team part of yours

From rapid onboarding to expert developer and operational support, we give you full end-to-end support to speed up your time to market and maximise performance across your lifecycle

The Power of One means

One Platform


One global contract

One onboarding process

One Partner