Transform your real-time payments with the Power of One

Payments Hub combines fintech agility with global bank assurance to empower banks, fintechs and businesses to strengthen and scale their payments processing

Account to account payments streamlined

The simplicity of one payments platform

Payout and collect funds in real time across multiple markets with the Payments Hub´s unified cloud based solution

Indirect access

Operate like a direct participant in UK and SEPA schemes without the liquidity and connectivity costs

Accessible through One API

Connect via one powerful ISO20022 compliant API that developers love

Proven reliability & scalability

Built to handle billions of transactions a year, and already used by Santander, the platform has 99.95% availability with 24/7/365 support

One onboarding experience

Get end to end support with a dedicated onboarding, developer and operational support team across markets

By a FinTech.
From a bank.

Payments Hub is the real-time payments solution brought to you by PagoNxt, one of the world’s largest private fintech companies, backed by Santander

The agility of a born-digital fintech

Built in the cloud by a dedicated development team, Payments Hub offers the flexibility, responsiveness and innovation expected of a leading fintech 

The experience & scale of a global bank

Payments Hub provides the certainty, security and expertise of being backed by Santander, one of the world’s largest banks

Real-time API

A single and reliable connection to multiple schemes

Connected platform

A single integration to multiple real-time payment rails

Onboarding process

A single point of contact and an integrated onboarding experience

Global partner

Assurance and footprint of a global financial institution